Individually meetings and conversations can be conducted at both at a time, location and budget. And yes, both have their advantages with the financial modeling courses. Choose one of the most conversations with a business partner at a cup of coffee or lunch for anonymity. If not professional (see: time, distance, travel expenses), we are still not out on this idea Instead, we teleconference. We use Go To Meeting tabs for enhanced productivity.
We skip this one cup of coffee to the next best thing, and occasionally the next best thing is not so bad. If there is a need for a conversation, most of our chat will not have electronic chats – as long as it has an effective connection, good A / V etc.